Monday, January 21, 2013

U R Home Realty Brokers with Years of Experience & Happy Clients







"I am grateful for the lawn that needs


 mowing, windows that need cleaning,


 and floors that need waxing because it


 means I have a home." 



~Author Unknown
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Home ownership has a significant impact on net worth, educational 

achievement, 

civic participation, health, and overall quality of life.

And,  home ownership helps create jobs—lots of them—right here at

 home.

Home Ownership matters…to people, to communities, and to 

America. Why?

  • For every two homes sold, one job is created in the U.S.


  • Each purchase generates as much as $60,000 in economic activity 


  • over time.


The home ownership debate

Some who care about creating jobs also argue that home ownership

 may be overrated, 

and that we might be better off as a nation of renters.


If that’s of concern to you, follow the debate about federal

 government incentives to 

home ownership—the outcome of which will determine 


whether the average American can still get an affordable mortgage

 and whether home 

owners can continue to deduct their mortgage interest as a benefit 

of home ownership. 


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In Today's Market, Real Estate is the best thing you could possibly

 own right now. 

Your Credit scores don't have to be great, just no judgements or 

charge offs that aren't paid off. 

You need 2 years on the Job, 3 months of banks statements, and a

 few misc. documents and 

you could buy a House to call Home. 


What the mortgage companies have done is increase PMI, mortgage

 insurance, this hits some 

Buyers Hard because of the amount the banks are charging on FHA

 loans. 


This is the Buyers trade off, for having lower credit scores, and little

 money to put down 

on your home. The upside is after you have 20% increased value on 

your property either by 

increased property values or the amount of money you've put down

 over a short period of time.


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Read more: New Jersey Mortgage Rates | NJ Home Refinance Loan Rate by Bankrate.com http://www.bankrate.com/new-jersey/mortgage-rates.aspx#ixzz22VpPy2p2